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by llm_nerd 980 days ago
I don't think having discrete programs for subsets of the population is single-payer. Single-payer to my understanding means that the health system itself has a single payer. Having the government pay for some patients and a myriad of insurance plans covering the bulk of other patients is not single payer.

As they said, it is bizarre the lengths the US will go to to maintain its layered system. It seems purpose built to screw people over.

2 comments

I think it would likely be called a non-universal multiple single-payer system if you want to get pedantic about things, but either way given that Americans spend more on healthcare in relative terms while lagging in most health measures makes it all seem very foolish.
We do not have universal single-payer but we have a few very large government-run single-payer systems.

If you have an example of a country with a single program that has more effective outcomes for a population of similar makeup and size, that would be a useful comparison.

A significant administrative cost benefit to single payer is not having to identify the correct payer, do coordination of benefits, etc.

With multiple “single-payer” systems in the same population (often serving overlapping populations with each other and private health insurance) you've negated that benefit.

You’ve also negated the market power advantage of monopsony purchasing by having multiple of them, and again having them coexist with private health insurance.

(And that's even before considering that while Medicare and some state Medicaid plans have single payer components, Medicare is not a single-payer plan covering the listed number of beneficiaries, but instead just under half are in the single-payer traditional Medicare, and that Medicaid isn't a single payer plan, or even a plan, at all, its a funding mechanism for state-operated plans, each of which may or may not operate entirely as a state-level single-payer plan.)

> With multiple “single-payer” systems in the same population (often serving overlapping populations with each other and private health insurance) you've negated that benefit.

Turkey's system used to have that exact flaw (three single-payers, to be precise) until 2008. All merged thereafter.