I think another huge killer of lithium batteries is charging them when below freezing. I bet most phones probably wouldn’t allow it though - or at least would limit it.
I left out things that a typical battery management system will prevent, like over/under charging, or operating outside safe temperature limits. But yes, charging a typical cell below 0 degrees Celsius will immediately and permanently damage it. Here's a ref with some details on why:
https://www.bonnenbatteries.com/lithium-battery-low-temperat...
Li-ion chemistries that are tolerant of charging at low temperatures are a subject of active research.