[prepend]

Apple and Google and Stripe do not allow the same card on multiple accounts.

Also, having a fraudulent Apple Pay account is pretty rare and requires an entire apple account. That can be shut down if shenanigans.

My original point is that having a credit card greatly reduces the anonymity of accounts and allows for greater ability to trace back to the user. Both for uniqueness (ie, does prepend front 500 twitter accounts?) and for legal reasons (eg, prepend just did a crime, let’s find out who prepend is).

This doesn’t mean people can’t get around it. It means most people can get around it.