[aristus]

The main sticking point why trad cashflow factors don't do this is probably a lack of a good company credit score system + mechanisms for enforcement.

I've had clients ask whether they can pay large (7 figure!) invoices on credit. Ah... nope. :)

[SteveNuts]

Dun and Bradstreet is a very old company that does just that and has an API. Though of course you have to pay for it

https://developer.dnb.com/#/home