[AlexandrB]

> There's an honest expectation that a chat platform is going to respond to the government at the same level a bank would?

If I was an investor in X, I would be concerned. Isn't the end goal to be an "everything app", not just a "chat platform"? How is X going to become a payment processor (a key element of "everything apps" like WeChat) if even the kinds of questions a chat platform gets are beyond its capability to answer?