[giarc]

I believe the Apple card uses a different card number for each purchase, so they can't aggregate your purchasing history.

[knowriju]

That's for the merchant. Merchants only have access to the tokenised card number. MasterCard and Goldman will surely have access to the actual card number. How would you recon they generate monthly statement otherwise?

[daft_pink]

Goldman surely has access to the real card number and the statement, but not sure if the Mastercard network has access to that as you would think that information just gets routed back to Goldman.

[queuebert]

Doesn't Google Pay do this with normal cards?

[mfer]

Google and Apple Pay negotiate a card number of them to use. But, Mastercard and the bank both link those to your account and can tell how you spend. They can even tell the difference between using the physical card and the app.

[paxys]

Same with Apple Pay. You don't need to use the Apple credit card for that.