[Arnt]

The country I live in has strong consumer protection laws. Banks deal with it by judging risks: That which is too risky is what they won't offer.

My bank does not offer Western Union transfers, for example, because there's been too much fraud. And does not accept root-platform devices as 2FA "something you have" factors.

Liberty or consumer protection? Your choice, really.

[fsflover]

Arguably, typical Android is less secure than a Linux phone, since it constantly calls home, runs a ton of untrusted apps and often has a short software support time.