I think you and the comment you replied to are talking about different things. The comment you replied to IS talking about skipping these inline ads without paying (SponsorBlock). If you aren't using it and are watching the same videos, you're also seeing these ads.
xdennis is asking why bother paying for premium if you still need to use sponsorblock. Why not just use sponsorblock + (uBlock Origin, or yt-dl, or etc) to remove both forms of ads for free.