[Doe-_]

No indeed, but the insurance caps out at £7000, which is not an amount I need to insure myself for.

Insurance must on average cost more than it pays out. When it comes to pets, there is less competition, less transparency on cover and less competition on veterinary costs.

All these factors combined make it unattractive to me, as I have enough income to self-insure beyond the low cover pet insurance provides.