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by gen220 978 days ago
This is true. If you're an experienced cat owner in good financial health, indoor cats are generally not worth insuring.

For dogs, it ranges wildly from "not worth it at all" to "mandatory" depending on the breed, and which breeds you should purchase insurance for is pretty trivial to find information for online. In general, bulldogs and large dogs are generally worth getting insurance for, as long as you get it when they're still puppies.