FaceID and pins just unlock the secure enclave, which stores the password^H^H^H^Hkey on the phone that will eventually break.
So, when you are holding your dead phone, you realize that there is nothing you know or have that will let you into the account (and there never was such a thing).
So, when you are holding your dead phone, you realize that there is nothing you know or have that will let you into the account (and there never was such a thing).