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by TheGeminon
978 days ago
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North American credit cards can have very strong benefits (which merchants pay for in their fees) giving 1-5% back on purchases, and other deals/discounts/perks, so there is a lot more perceived value to using them and (intending) to pay it off in full. But that also means it’s easy to just keep using the card, and many people don’t actually use the cards to their full extent to get the full perceived value either. |
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