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by si1entstill 982 days ago
> Whereas if they have two separate $1 charges, that reduces the loss somehow

This is what is being questioned. I've spent several years working in merchant processing, and I've never heard of a billing structured offered by a processor in which it would be advantageous to split charges up. No one understands why Patreon would be losing money by bundling. It could be something with anti-fraud or anti-carding, but I'd have to chew on that a bit more.