[nrp]

We’ve had good experience using Stripe with extremely aggressive Stripe Radar settings, and using a manual review queue to avoid false positives. We also don’t enable payment methods that automatically accept disputes (e.g. SEPA Direct Debit).

[dylan604]

Stripe is who I'm playing with now, but I just do not like having to include their JS library on every page just to use their fraud detection.

[bpicolo]

The signals they get from you including that library are a big part of what makes the fraud detection effective

[dylan604]

It doesn't mean I have to like it. There's a lot of things in the "include our JS file, and get X benefit" in the world that I don't like. I don't have the time nor the desire to attempt to reverse all of the data that is being sent back to the mothership for some "benefit". I take pride in knowing that I'm not collecting data about my users to be stored for later use. I can't say that when I include 3rd party libraries.