[lotsofpulp]

A business can always choose to only accept debit to limit their card transaction costs to near zero.

[havaloc]

Debit isn't always cheaper.

https://dharmamerchantservices.com/faq/visa-consumer-interch...

Scroll down and check out the debit rates. 22 cents a transaction for credit union debit cards isn't cheap.

[lotsofpulp]

Agree that it’s still killer for small transactions. Which is why the US federal government should have long ago offered electronic money transfer as a utility where merchant fees were low even for smaller dollar amount purchases.

[seanmcdirmid]

Maestro is 0.3-0.4% in Europe, which isn't bad.