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by freitasm 994 days ago
I had a similar experience, 20 years ago. I was one of the first publishers to be accepted into Google AdSense in my country. I run a forum and had my blog on the same domain.

Initially Google used to send US cheques, in USD. So I had to go to the bank to deposit those in my personal account, which required a branch manager to sign it because 1. Who is Google and 2. Why is someone getting a large-ish cheque from a company overseas (AML laws).

Anyway, at some point I've decided to incorporate a company. Trying to explain to my accountant what my company was doing (online publishing), and trying to explain to the bank this was not a money laundering operation required some effort.

People had no idea that one could make money on the Internet.

Advertising for them had to fit in a TV, billboard, radio or cinema square. Anything else was science fiction.

I then left my 17-year full-time as a mainframe developer (yep) to run my company full-time. You can't imagine the run around I had when I tried to find a home loan for our first home a year later - how do you make money? was always the question. It didn't matter that my answer was "I am the owner/director of a company". They wanted to know what my company was doing and just "online publishing" wasn't enough. Even with tax records and everything.

So I empathise with the OP on how to demonstrate skills and experience while being self-employed.

1 comments

Oh yes, the whole "but you don't have a regular salary and spend it all every month" thing was a problem getting a mortgage for me also. Even though I got a pretty darn good consulting rate in banking and paid the whole mortgage off in very few years in the end... No one could officially understand "I only take out money when I need to" but happily I had a sensible branch manager in the building society that I used...