[this_user]

Over the longer term that is true, but the world had gotten used to well over a decade of ZIRP or near-ZIRP after the GFC. It's an assumption that is now deeply ingrained in a lot of business models.

[couchand]

If your business model isn't resilient to historically common events you might want to give it a bit more attention.

[skeeter2020]

deeply ingrained < historical data