[JumpCrisscross]

> Instead of universal childcare, we should just pay families for children

This is fine, as long as it’s cash and not a tax credit. I always imagined a universal childcare program being administered by states to be given a block grant by Washington. Most states would simply offer vouches/credits. Some would want to run it themselves. But in no case would the federal government be opening direct care—that is simply unprecedented.

[sokoloff]

What’s the concern with a refundable tax credit? I like the re-use of infrastructure and the strong precedents for prosecuting tax fraud cases that would be automatic if we ran it as a tax incentive program.

[JumpCrisscross]

> What’s the concern with a refundable tax credit?

It requires the recipient file taxes in a timely manner; is paid ex post facto, which means expenses are being reimbursed in arrears; and requires good money management to last the whole year. Imagine if unemployment were a refundable tax credit: you get it, lump sum, credited against your taxes after you’ve been laid off.

[sokoloff]

Give the mother one year's worth of check in advance when the kid leaves the hospital (or when adoption is finalized). Then the first year was pre-paid and all subsequent years are pre-paid (from a timing perspective as well) via the taxation system.