[ohdannyboy]

Too many people fell for it for them all to just be morons, but that's not my point. What I'm saying is that young people will make fall for all sorts of scams if the adults in their life (and government incentives) push them in the wrong direction. Same thing for older generations thinking that things like social security was ever going to be more than a Ponzi scheme (similarly, too many boomers fell for it for me to write them all off as morons).

Getting kids addicted to gambling with virtual currencies might shape the structure of the scams, but the idea that Gen Z is going to be uniquely vulnerable to finance scams doesn't track for me.