[clay_the_ripper]

This is a personal choice, not economic policy.

No one is forcing anyone to become owners of assets, but in practice anyone (even the poor) can become asset owners, as assets can be more than just a home. Putting $30/mo into financial assets is attainable by anyone.

Poor financial decision making will always be present, and the idea is to encourage (but not force) people to make rational economic decisions.

[jononor]

25% of American have 0 savings, and 8% do not have health insurance. There is a non trivial amount of people who struggle putting 30 USD/month into financial assets.

[clay_the_ripper]

People who are unable to increase their incomes enough to own assets will always be behind those who can. Is it fair? Not really. Is it a fact? Yes.