[readthenotes1]

If you make $400k/yr, you are a fool if you have not invested the large surplus.

And that investment is the capital for someone else's business.

And you don't have a large surplus at that salary, you are also a fool.

[birdyrooster]

You are missing the entire point that it doesn't necessarily have to be this way and use it to finger wag a straw man.