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by thomastjeffery
994 days ago
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That incentive is obfuscated, though. Every insurer exists as an invisible boundary where cost is not passed to others. On top of that, insurance is optional. There is no guarantee a person will get affordable care. That's the entire point of the system! If there were a guarantee, it would be indistinguishable from Canada (and practically every other country's) single payer healthcare system. |
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How does that affect issues like this where an increase in overall costs would reasonably be expected to apply to all insurers?
> On top of that, insurance is optional.
More than 90% of the population has health insurance, which is well over the majority required to bring about legislation.
> If there were a guarantee, it would be indistinguishable from Canada (and practically every other country's) single payer healthcare system.
That certainly isn't true. Serious problems with the US healthcare system include AMA lobbying to maintain a doctor shortage, various patent laws and FDA rules that limit competition and increase costs and a malicious lack of cost transparency. None of that would be improved merely by routing the premiums through the government.