[thriftwy]

Realistically, any small amount of wealth that is available to a citizen will not grow significantly relative to any other comparable amount, since there is no room for it to grow. So don't worry about this devouring business.

But other than that, accumulated wealth and inheritance is going to play much bigger role than it was last century, which historically was a fluke.

Better save some money so you can get your children a place to live of their own.