[KPGv2]

Only 240K.

The big thing here isn't that they get loans. It's that they can keep taking risks, knowing they'll be OK if they fail.

I can't remember the exact quote, but essentially middle class people have one big shot they can afford to fail at. The children of the wealthy can keep taking them.

[Thorrez]

So basically, poor to billionaire is impossible in 1 generation, but poor to billionaire is possible in 2 generations.