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by joe5150 1003 days ago
It's entirely up to the hospital and the collectors they use (if they use any at all) how aggressively they pursue unpaid bills and whether they will involve your credit report to encourage people to pay. If you've mostly been going to the same places (or as another comment said, live somewhere where it's not as easy to send medical bills to collections), I can see it not really being a problem for you.