[forkerenok]

> Lose your monopoly on that data and you have no business.

But do these breaches affect their monopoly? My thinking is:

1. B2B customers won't go on darknet to source illegal data dumps.

2. This data, even if it doesn't quickly become effectively stale, would be considered stale by businesses very quickly if it's not connected to the continuous data ingestion pipeline.

[dwd]

1) Customers, probably not. Competitors I would not be so sure they wouldn't have look.

2) This is not specific to the data that underlines consumer credit scoring; a broker could be selling products derived from data on historical house prices or car sales for example. A competitor might use it to compare and validate their own dataset or simply have a look. Third party investigators, journalists, etc though could have a field day fact-checking it.