[Geee]

People should be asking where this money comes from, and if it's not ever paid back, who doesn't get paid back?

It's not a problem for you if you can take a loan and you don't need to pay it back. You should get as much debt as possible. It's a problem for the guy who never gets their money back.

In effect, the money is borrowed from those who have savings in cash, in the form of inflation. Deficit spending with created money i.e. inflation is a 'hidden tax' which mostly hurts poor people, who have most of their savings in cash.