[tetrep]

> This feels kind of odd and kind of unfair.

Why? It's not a crime in and of itself. You're also free to make sure all your banking transactions are <$10k, but that doesn't make you immune to being investigated for money laundering.

[d1sxeyes]

I was also under the impression this was true, but in fact structuring is its own crime, even if the money was obtained legally.