[vineyardmike]

Just an FYI it is illegal if you ask. Or something like that IANAL. The author of the original article has a “what letter to write to debt collectors” article and basically says something to the affect of

“Please provide me proof that this debt is valid. Or else please notify all credit agencies that this debt is invalid and should be scrubbed. You are not allowed to sell or collect on this debt until you tell me it’s real”.

Of course doesn’t mean people follow the law. But sometimes you have to have intention in explicitly asking them to delete the record if they don’t have proof.

https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r...