[piperswe]

The only time I've ever had to dispute a charge is when I bought something from a website that had apparently gone out of business without taking down their site. Weeks passed after my order, I reached out multiple times, and I never heard a peep from them. I just logged in to my Chase account, disputed it, got my money back instantly, then went on with my life.

That doesn't sound like something that's super easy to prevent.