[geoelectric]

Not to defend the bank, as I don’t know them, but that does sound like it could be a single bad actor.

If they have checks that caught the misrepresentation in your case, it seems unlikely they condone it broadly. Sounds like the agent was either ignorant or foolish to have even tried it.

[SkyPuncher]

It was caught, but it took far too long and almost tanked us closing on this house. Being 20 days into a 30 day closing window to learn your mortgage originator is misrepresenting you internally is a massive problem.

Even worse was my wife and I were sensing something was off and asked questions like "You know he doesn't work that profession. Are we still going to be eligible for this loan?"