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by chalcolithic 1025 days ago
45k? how much is it after taxes for a family of 3?
4 comments

Depends if on the setup.

If you are married, it depends on what your partner earns.

If you are not married, after tax and social contributions (health insurance, unemployment insurance, state retirement fund and some other insurance) roughly 30k. Your kid is health insured for free. And you will get some money from the state each month for the kid.

Also at least 20 days of PTO, parental leave and a lot of potential sick leave (20d/y if you have a kid) for that purpose alone.

Addendum:

IT sector seems to have an average of 75k in the former West, 58k in the former east.

From my experience, ~42k was an entry level job with a bachelor degree in the east.

Around half of it is what you get out, +/- around 5% depending on whose the more earning party.

In Germany if you marry you get the option to either both stay Steuerklasse 1/4 or you get to downgrade one which has to pay a little less taxes while the other one stays higher taxed.

Patriarchially that's why married women always earn less in their Steuerklasse 5 (even if they would be paid the same) because they pay the more taxes, so that the husbands in Steuerklasse 3 pay less taxes.

Not making this up, in case you want to smash that slur button.

Oh, and it also is only useful when one party (statistically the husband) makes 60% or more of the combined income because all untaxed Freibeträge are always accounted to the one with the better income in a Gemeinsamer Güterstand.

Not entirely true. In the end, you pay taxes from the yearly household income and the tax class does not change that. Tax class can only regulate how much of that you pay per month during the year. If you pay excess, you get it back with next year’s tax return. If you paid less than you had to, you’ll have to pay that difference. It makes zero sense to switch to 3/5 if you earn the same - literally zero benefit.
https://allaboutberlin.com/tools/tax-calculator

I built it to answer this question

for a single it's 2400€ net