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by ztrww 1015 days ago
is it really that different from SEPA though?
1 comments

I’ve never done an instantaneous SEPA transfer just scanning a QR code. Is that possible?
I think there is a standard, so as long your bank’s app supports it and more importantly the merchant actually provides a QR code to scan (which is unlikely).

Then again, I don’t see much need for that when I can just NFC pretty much everywhere (of course the merchant still ends up paying up to 1% on every transaction)