[ivanmontillam]

The complaint here is that Discord is too popular among a generation of young business owners that put their livelihoods on the line in such an unreliable service, business-wise.

Discord's marketing is too powerful for these business owners to consider safer, more reliable alternatives. Same story with Stripe, and similar services that cut lifelines with no recourse other than outcry in public forums like HN and Reddit.

If they have to learn the hard way, so be it.

[posguy]

If your planning to use services that are ban happy like Discord, Stripe and ilk, make sure to document and communicate a fallback plan.

For example, ensure you have a backup email address for those you communicate with on Discord, and convey an alternate communication method (Meet us on Matrix at XYZ!), or on the payments side plan on how to handle a PAN Data Export with a pre-selected vendor that is experienced in ensuring Stripe exports this data to them. From what I have heard, nearly half of all data exports from Stripe fail to occur, so you need to be your own advocate to ensure the stable hosting of your payment card data.

[ivanmontillam]

That's what I'm talking about, yes. Being fully aware of the platform risk, and managing that risk actively.

One could always understand the tradeoff (this ban happy service brings me more public, exposes me to leads, as opposed to: they ban on the slightest mistake and are misunderstanding), but as every risk: It should be managed with any of the four basic risk management actions:

- Elimination: which in this case, would be to not use that service at all

- Mitigation: reduce the risk the most (your example of backup exports, etc)

- Acceptance: being aware and recognize maybe alternatives are more costly than accepting the risk

- Transfer the risk: let someone else handle the risk for you (insurance, for example)