[pizzaknife]

theres no replacement for a cougar in the back seat. take more risks and put yourself in uncomfortable situations

[pbhjpbhj]

That probably works if you don't have dependents and you do have a good support network.

If someone is going to fall into poverty when you don't make it home, get out and walk (ie avoid the cougar at all costs) might be the best option? If you've no-one to come and pick you up if you crash into a tree ...?