[toolz]

For me personally, half the benefit of handling your finances correctly is that with the knowledge of one thing often comes learning about something else that might tweak your financial strategy or at the very least increase your options in life. For something like a backdoor roth strategy or when it might make sense to utilize isn't something I personally would want handled for me. I would want to understand the decisions I make and potentially learn something important along the way.

Financial literacy doesn't seem optional for the wealthy from my perspective. There's too much to gain by having it and too much to lose by neglecting it.