[salad-tycoon]

I’m pretty terrible at this stuff but just got into a couple of CU and capital one, I’m branching out.

Help me understand, you have one checking account for one recurrent bill and then manually make sure that checking account has enough balance to cover that one recurring bill every month? That way nobody can drain your main funds, right? But what if there’s a big charge then you would be overdrafted?

I also saw qube recommended here on another thread as a simple way to make and close accounts easily (I think that’s the idea).

Unrelated, I like the extra protection credit cards give and the extra warranty and theft clauses. Hope visa and MC can get their act together.