[jacquesm]

You really should be more transparent about who you are and how you make money, comments with figures by anonymous accounts carry zero weight. The payment industry history is littered with corpses from companies that attempted to 'change the entire sector' not a few of those went the way of the dodo while still holding customer funds. When large amounts of money are involved a lot of skepticism is very much warranted, especially when a 'Show HN' is used by an anonymous account for what is essentially an advertisement.