If it's any consolation I know someone who went through that and now wants them back. Ergo, there are problems if you go through that too. Perhaps it's too easy to do it...
Mine is not a philosophy. I'm closely related to someone who has to deal with the fall out of such procedures. The standards being met for surgery are fairly low and the psych evaluations are not always conclusive.
Access to such surgeries is already difficult, people almost always have to wait a year or more and have multiple psych evals.
I know several people who have regrets despite being 100% trans - they just would have preferred options that were not available at the time.
There are also people who aren't trans that get surgery to change their genitals, and are delighted with results.
There are more things in sex and gender than are dreamt of in your philosophy.