[leh]

This question regularly pops up here on HN.

Seems nobody is bold enough to tackle this problem :)

[calculus]

Heavy regulation (due to customers protection) prevents small players to engage the market. Without few millions and an army of lawyers, you can't.

[glimcat]

Isn't that exactly the problem which VC funding claims to address?

[maushu]

VCs will not tackle this because it's considered "risky".