[miohtama]

This is how anti-money laundering laws, bank account closures and money freeze work.

Any compliance officer, as long as they follow the rulebook, can decide to freeze your account on mere suspicion. How the law is written, they do not need to justify their actions any way, there is no lower threshold for suspicious activity, where a suspicion can be anything. To make matter more complex, compliance staff members, or anyone, are not allowed to tell about this to the customer because of “tip off” risk. In fact it is a criminal act to tip off money launderers. Any freeze can last as long as is needed for “investigation” which does not need to be an investigation by authorities.

And oh boy, this gets abused.