[chollida1]

> ow I have cash in EUR that I not only overpaid insanely for because of the ATM , but I also can't use it in Norway

Ha, well you'll have a heart attack when you look at your visa statement and realized that visa can charge even worse rates for currency conversion than ATM's do.

Plus visa charges the vendor a fee( around 2ish%) that has to be born by the buyer and seller. Cash doesn't have this built in tax.

Now I'll admit I have no idea bout Norway, so maybe you have some special way to pay with zero transaction fees and have the cash show up instantly with no holds on the payment ever, if so, good for you guys.