[NorwegianDude]

Well, you can just turn off payments on the stolen device.

As for the phone, you need to unlock the phone for larger purchases. The card requires a pin for larger purchases. The watch needs to be unlocked to after being removed from the arm.

So that is not something to be worried about.

[tekknik]

Maybe in Norway, but there absolutely is no pin check when making large purchases through at least Apple Card via Apple Pay. I made a $9800 US purchase a few months back and it was just face ID, which apparently can be fooled easily.

[throwaway2037]

Fooled easily? This is news to me. The YouTube videos that I have seen are elaborate. And no way you can do this at a store!

[tekknik]

Maybe I shouldn’t have used the word easily. It can be spoofed, maybe not easily. And people buy things at more than a store, like online, and phones verify those purchases just the same.