[systems_glitch]

A mechanic we used before moving had a strict no checks policy. He had a bad check for the repair of a church bus, from a church, framed in a fancy gold-painted frame, with "IN GOD WE TRUST, ALL OTHERS PAY CASH" below it.

[nottorp]

But that's because you still use checks over there :)

[frumper]

A stolen credit card isn't any different.

[systems_glitch]

Considering that the last time one of my CC numbers was stolen, it was used to pay for air conditioning service, I'm sure that is also a concern for tradespeople!

[nottorp]

No pin? No 3d secure?

[allset_]

In the US? Nope.

[systems_glitch]

Really really, it's like that here. I guess it's somehow cheaper to write off fraud than updating everything? Probably some actuary sweating the day the scale tips the other direction.

It's incredible how lax the rules are for how verified the CC information needs to be for a transaction to clear. There was a HN article about it not that long ago, w.r.t. dealing with Stripe or one of the other big processors. Stuff like the CVV can be wrong, the issued name can vary by some heuristic, etc.

[throwaway2037]

You are paying a mechanic face to face with a stolen credit card? Man, this whole string of posts has become utterly farcical. <Adjusts tin foil hat>

[frumper]

I’m confused. You’re under the impression people don’t use stolen cards face to face? The sibling commented about AC service being charged to his stolen card. A credit card is easier to use than a bad check. I’ve never seen anyone take a check without ID.

[systems_glitch]

Yeah, apparently people do that. I write "ASK FOR ID" in the signature area on my credit cards, and have never once been asked for ID, so it's at least been my personal experience that no one really looks at a credit card when handed one. Perhaps it's a totally unique and isolated experience :P