> Q. Can I opt out of pre-approved offers based on NCTUE data?
> A. Yes. NCTUE provides information to companies that provide consumers with pre-approved offers of credit. If you would like to Opt-Out and exclude NCTUE information about you from being used in lists provided to companies that make pre-approved offers of credit (as provided in the Fair Credit Reporting Act), you may call us toll free at 1-888-327-4376.
> You may also submit your request via mail to NCTUE at the address below. Please include your name, address, Social Security number and date of birth in your request.
I wonder which is worse: not setting up a freeze and risk being the victim of identity theft, or setting up a freeze by submitting your info and risk having it stolen from NCTUE?
I really don’t remember. But I kept getting people creating different accounts that I wouldnt know about until it went to collections and dinged my credit. Took me a couple years to finally get it locked down. After 5ish police reports and ftc identity theft reports that all these energy/cell phone companies require for you to dispute.
It’s maddening that these companies give out service with wrong variations of my name and no ID but then want me to jump through hours of hoops to get it removed from collections.
Luckily I got it all resolved prior to rates shooting up so I was able to refi at all time low rates or this would have cost me a lot of money.
> A. Yes. NCTUE provides information to companies that provide consumers with pre-approved offers of credit. If you would like to Opt-Out and exclude NCTUE information about you from being used in lists provided to companies that make pre-approved offers of credit (as provided in the Fair Credit Reporting Act), you may call us toll free at 1-888-327-4376.
> You may also submit your request via mail to NCTUE at the address below. Please include your name, address, Social Security number and date of birth in your request.
... well that is infuriating.