[mech7654]

If you don't know already, go look up ABLE accounts. If your child became disabled before the age of 26, they can create an ABLE account and keep much, much more money in their ABLE account than they would otherwise be allowed to keep. ABLE account funds can be used for living expenses that cover the majority of expenses for most people- housing, healthcare, transportation, etc.

[cogman10]

I'm aware. My kid is severe and whether or not that is a good idea is something I'll have to wait on. They aren't far enough along to really make the call on setting one up.