Funnily enough those instances I described are based on Israelis as well.
From what I gather it mostly depends on how the person reviewing your application thinks it's likely you might break your visa terms (stay longer than you should, work when you're not allowed to).
Usually happens for younger people or people involved with problematic industries (military etc)
I had a 5-year F1 visa for what would normally be a 2-year graduate course.
I was under the impression that 5 years was the norm, considering a lot of undergrad courses (in engineering especially) take about that long to complete.
Grad schools too can take that long if you're aiming for a PhD.
(Although, when you graduate your F1 expires even if there's still time left on it; so you can't continue staying in the US after graduating without obtaining an OPT, or a different type of visa, PR or whatever).
From what I gather it mostly depends on how the person reviewing your application thinks it's likely you might break your visa terms (stay longer than you should, work when you're not allowed to). Usually happens for younger people or people involved with problematic industries (military etc)