[tjoff]

To me it's common decency to not be negligent and I deeply dislike the opinion that "the bank will cover it".

For starters it's irresponsible, secondly the cost goes back to the banks customers anyway. But also, one day the bank will say no. You didn't do what we expect of you, we will not give you anything.

This is not that uncommon and if it happens you might loose a lot (although to keep good faith and keep people using the cards the banks usually go to great lengths to cover up that fraud ever happens and they usually repay losses of their customers, but I seriously do not get why anyone would be willing to take that risk - even the hassle of having to get in touch with your bank and temporarily be out on a lot of money etc. is enough to avoid that risk).

Not to mention that I don't feel like "it's okay, the bank took care of it" is okay. The bad guys got away with it and that is never okay.

[tedunangst]

Leaving your credit card sitting out unattended on a park bench is negligent. Buying things with a credit card is not negligence.

[kristiandupont]

There is also the risk that they steal small amounts from you and you don't realize it. This won't happen if you check your statements but I don't always and there are enough small charges for me not to notice if I was charged a small amount extra every month.