With prior health conditions they won't even accept you 9 times out of 10. But honestly it's not a great deal to begin with.
To clarify why it's tricky:
I was going to private long time ago and they asked me if I have some conditions. I said I have mild scoliosis and whatever and they said "No, not like that - like HIV/AIDS or Cancer" and I said No.
Some time later they said I cheated them because I did not say I have "Nasal Septum Deviation" which is whatever for me, and it is not even close to having cancer or HIV. Basically they increased my premium by ~300 EUR because of that. So be careful, make sure you say EVERYTHING that might be wrong with you beforehand to not have surprises like I had.
Of course the upside is that:
- Nobody cares if you cannot speak German
- You get appointments next day regardless of what condition you have
- You go to hospital there is special counter for you sometimes where you skip line completely
To clarify why it's tricky:
I was going to private long time ago and they asked me if I have some conditions. I said I have mild scoliosis and whatever and they said "No, not like that - like HIV/AIDS or Cancer" and I said No.
Some time later they said I cheated them because I did not say I have "Nasal Septum Deviation" which is whatever for me, and it is not even close to having cancer or HIV. Basically they increased my premium by ~300 EUR because of that. So be careful, make sure you say EVERYTHING that might be wrong with you beforehand to not have surprises like I had.
Of course the upside is that:
- Nobody cares if you cannot speak German
- You get appointments next day regardless of what condition you have
- You go to hospital there is special counter for you sometimes where you skip line completely
- You get best healthcare in all Europe (I think)