It's both, relative to the US. The US is uniquely horrible in this because it has no real consumer protection mechanisms. Instead a lot of US business practices are the result of litigation rather than policy.
It may be expected in the US but it seems ridiculous in Germany because we have a consumer protection agency and it has teeth. On the other hand, suing a company for damages won't get you nearly as much money here. But of course most of your medical expenses would be covered by public health insurance and you normally don't have to worry about something being "out of network" or requiring a copay etc.
It may be expected in the US but it seems ridiculous in Germany because we have a consumer protection agency and it has teeth. On the other hand, suing a company for damages won't get you nearly as much money here. But of course most of your medical expenses would be covered by public health insurance and you normally don't have to worry about something being "out of network" or requiring a copay etc.